Buy a Resale Property in Albir: Buyer’s Guide

Buying a Resale Property in Albir

Buying a resale property in Albir: see it before you decide

It’s six in the evening. The sun slants across the living room, you can hear water in a pool, and you leave the car parked because dinner is just a stroll away. That’s the great advantage of buying a resale property in Albir, Spain: you aren’t buying a promise, but a place you can already see and experience.

But a home with a history also comes with paperwork, neighbours and sometimes unpaid bills. At MK Premium Properties, we help you find out about all of it before you commit your money.

Apartment or villa in Albir?

Albir offers everything from central apartments to villas with a garden and private pool. Before you choose, think about what will shape your daily life:

In an apartment: check whether there’s a lift, how much the community fees are and how the building runs out of season.
In a villa: work out the cost of maintaining the garden and pool, and ask whether it belongs to an urbanisation with a community.
The real location: walk or drive the route to the beach, the promenade and the supermarket.
The orientation: view the property at different times of day to see the sun on the terrace, especially in winter.
The renovation: get a price before you make an offer if the kitchen, bathrooms, windows or air conditioning need replacing.

What to check before you sign the arras contract

The arras contract is the deposit agreement, and this is where checks can save you the most money:

The nota simple (land registry extract): who owns the property and what charges are registered, such as a mortgage or an embargo.
What’s built and what’s registered: check that the size, pool, porch, enclosed balcony or any extension match the Catastro (property register) and the Land Registry.
The community, if there is one: the property is liable for debts from the current year and the previous three, so ask for the certificate. Read the minutes as well, to spot approved levies or works.
The IBI and energy certificate: ask for the latest council tax receipt and the certificate the seller must provide.
A non-resident seller: many owners in the area are foreign. If yours doesn’t live in Spain, you must withhold 3% of the price and pay it to the tax office using form 211.

Why buy with MK Premium Properties

I’m Martyna Kamińska, a licensed agent (API no. A419, RAICV no. 2891), and I live in Altea, just across the bay. Getting your purchase right matters more to me than closing a sale, so I’ll tell you plainly what I see in each property. We can help you in English, Spanish and Polish, in Albir and across the Costa Blanca and Costa Cálida.

You’re never left on your own: you have access to our network of lawyers, tax advisers, interior designers and renovation teams, which is especially useful if your property needs updating while you’re abroad.

Frequently asked questions about resale property in Albir

How much does it cost to buy a resale property in Albir, on top of the price?
Generally you’ll pay 9% transfer tax (ITP), or 11% if the value exceeds €1 million. On a €400,000 property, that’s €36,000, before notary and land registry fees. Reduced rates apply in some cases, so I’d advise confirming yours with a tax adviser.

Is the 3% withholding an extra cost for me?
No, it’s deducted from what the seller receives and counts as a payment on account of their tax. Filing form 211 is your responsibility, though, so it’s best to organise it before you go to the notary.

Do I need a survey?
It isn’t compulsory, and a survey isn’t automatically part of a purchase in Spain. For an older property, I’d recommend considering one before you commit, especially if you’ve spotted damp, cracks or signs of past repairs.

Can you check a property I’ve found myself?
Yes, I offer buyers a verification service, even if they didn’t find the property through me. Ideally, show it to me before you sign the arras contract, while you have more room to negotiate or walk away.

Let’s talk about your property

Tell me what you’re looking for in Albir, or show me the property you’ve already fallen for, and I’ll tell you honestly what I see, even if you turn out not to need an agent. Call me on +34 622 91 98 87, email info@mkpremiumproperties.com or visit www.mkpremiumproperties.com.